Convert a Standard Chartered bank statement to Excel
Convert a Standard Chartered statement PDF to Excel or CSV right in your browser — date, description, amount and balance are detected automatically, with a row-by-row balance check, and your statement is never uploaded. Standard Chartered statements use this layout: A Standard Chartered current/savings statement lists one transaction per row: Date, Description, then separate Withdrawals and Deposits columns with Balance on the right. Layouts differ slightly by market (HK/SG/UK/IN), but the debit-credit-plus-balance structure is consistent. Text-based PDFs downloaded from Standard Chartered online banking convert most accurately.
Drop your bank statement PDFs (multiple allowed) and StatementSift detects the date/description/amount/balance columns locally and reconciles row by row. Financial data is never uploaded or sent to any external AI. Text-based PDFs (from online banking) work best.
How we read a Standard Chartered statement
- Columns：A Standard Chartered current/savings statement lists one transaction per row: Date, Description, then separate Withdrawals and Deposits columns with Balance on the right. Layouts differ slightly by market (HK/SG/UK/IN), but the debit-credit-plus-balance structure is consistent.
- Date format：DD MMM YYYY
- Best source：Log in to Standard Chartered online banking or the SC Mobile app and download the official text-based PDF from eStatements — avoid screenshots or scanned printouts, as scan OCR is unreliable on amounts and dates.
Watch-outs for Standard Chartered statements
- Standard Chartered splits money in and out into two separate columns (withdrawals/debits and deposits/credits). The converter merges them into one signed amount so the balance check can run; double-check that a credit didn't get the wrong sign on any flagged row.
- Multi-line descriptions (a long merchant name wrapped onto two lines) are the most common cause of a shifted row — if a row doesn't reconcile, that's the first thing to check.
- Transactions that carry over a page break, and the opening/closing balance lines, are handled separately from regular rows; verify the first and last rows of each page after a multi-page statement.
How to convert a Standard Chartered statement
- 1Download your Standard Chartered statement as a PDF from online banking.
- 2Drop the PDF into the converter below — it parses locally.
- 3Review the detected columns and the balance check; verify any flagged rows.
- 4Export to Excel, CSV, or QuickBooks/OFX.
Frequently asked questions
No. The entire conversion — reading the PDF, detecting columns, the balance check and building the Excel file — runs locally in your browser. Your Standard Chartered statement is never uploaded or sent to any AI.
Log in to Standard Chartered online banking or the SC Mobile app and download the official text-based PDF from eStatements — avoid screenshots or scanned printouts, as scan OCR is unreliable on amounts and dates.
Standard Chartered text-based PDFs are in the sweet spot and convert accurately at the row level. Either way, verify key figures before use — the row-by-row balance reconciliation flags suspect rows for you.
Updated · StatementSift team