Convert a Monzo bank statement to Excel
Convert a Monzo statement PDF to Excel or CSV right in your browser — date, description, amount and balance are detected automatically, with a row-by-row balance check, and your statement is never uploaded. Monzo statements use this layout: Monzo statements run oldest-to-newest with four core columns: transaction date, payee/description (often with a category emoji), a single signed amount in £ (money in positive, money out negative), and the running balance, plus an opening/closing balance summary. Text-based PDFs downloaded from Monzo online banking convert most accurately.
Drop your bank statement PDFs (multiple allowed) and StatementSift detects the date/description/amount/balance columns locally and reconciles row by row. Financial data is never uploaded or sent to any external AI. Text-based PDFs (from online banking) work best.
How we read a Monzo statement
- Columns：Monzo statements run oldest-to-newest with four core columns: transaction date, payee/description (often with a category emoji), a single signed amount in £ (money in positive, money out negative), and the running balance, plus an opening/closing balance summary.
- Date format：DD/MM/YYYY
- Best source：In the Monzo app go to Home → Manage → Bank statements, pick the month and export the PDF (CSV is also offered) — don't screenshot the feed, screenshots can't be parsed line by line.
Watch-outs for Monzo statements
- Monzo uses a single amount column where money out is negative and money in is positive. Watch for a transaction whose minus sign sits ambiguously — the balance check is what catches a flipped sign here.
- Multi-line descriptions (a long merchant name wrapped onto two lines) are the most common cause of a shifted row — if a row doesn't reconcile, that's the first thing to check.
- Transactions that carry over a page break, and the opening/closing balance lines, are handled separately from regular rows; verify the first and last rows of each page after a multi-page statement.
How to convert a Monzo statement
- 1Download your Monzo statement as a PDF from online banking.
- 2Drop the PDF into the converter below — it parses locally.
- 3Review the detected columns and the balance check; verify any flagged rows.
- 4Export to Excel, CSV, or QuickBooks/OFX.
Frequently asked questions
No. The entire conversion — reading the PDF, detecting columns, the balance check and building the Excel file — runs locally in your browser. Your Monzo statement is never uploaded or sent to any AI.
In the Monzo app go to Home → Manage → Bank statements, pick the month and export the PDF (CSV is also offered) — don't screenshot the feed, screenshots can't be parsed line by line.
Monzo text-based PDFs are in the sweet spot and convert accurately at the row level. Either way, verify key figures before use — the row-by-row balance reconciliation flags suspect rows for you.
Updated · StatementSift team