Convert a Monzo bank statement to Excel
Convert a Monzo statement PDF to Excel or CSV in your browser. StatementSift detects date, description, amount and balance columns, then checks row-by-row balance continuity before export. Monzo statements use this layout: Monzo statements run oldest-to-newest with four core columns: transaction date, payee/description (often with a category emoji), a single signed amount in £ (money in positive, money out negative), and the running balance, plus an opening/closing balance summary.
Drop your bank statement PDFs (multiple allowed) and StatementSift detects the date/description/amount/balance columns locally and reconciles row by row. Financial data is never uploaded or sent to any external AI. Text-based PDFs (from online banking) work best.
Columns
Monzo statements run oldest-to-newest with four core columns: transaction date, payee/description (often with a category emoji), a single signed amount in £ (money in positive, money out negative), and the running balance, plus an opening/closing balance summary.
Best source
In the Monzo app go to Home → Manage → Bank statements, pick the month and export the PDF (CSV is also offered) — don't screenshot the feed, screenshots can't be parsed line by line.
Review target
Flagged rows, opening and closing balances.
Watch-outs for Monzo statements
Monzo usually relies on one signed amount column. Flagged rows often come from a minus sign or parenthesized amount being read the wrong way.
Wrapped merchant descriptions can push the next line out of alignment; check long descriptions when the balance proof fails.
Opening balance, closing balance and page-break continuation rows are not ordinary transactions, so review the first and last rows on multi-page statements.
How to convert a Monzo statement
- 1
Download your Monzo statement as a text-based PDF from online banking.
- 2
Drop the PDF into the local converter on this page.
- 3
Review detected columns, opening and closing balances, and every flagged row.
- 4
Export to Excel, CSV, or QuickBooks/OFX only after the reconciliation looks right.
Frequently asked questions
No. Reading the PDF, detecting rows, checking balances and building the export all run locally in your browser. Your Monzo statement is not uploaded or sent to an AI service.
In the Monzo app go to Home → Manage → Bank statements, pick the month and export the PDF (CSV is also offered) — don't screenshot the feed, screenshots can't be parsed line by line.
Treat the export as a format conversion, not financial, accounting, tax or legal advice. Verify key figures and consult a qualified professional before relying on the output.
Updated · StatementSift team